Mortgage & Installment Calculator
See what each route to ownership really costs — bank loan, developer plan, or cash — and drill into every payment of the amortisation schedule.
Reducing balance
Real annuity math, not a flat-rate estimate — interest shrinks as the principal does.
Side-by-side
Cash vs developer plan vs bank mortgage, with the cheapest option highlighted.
Full schedule
Expand the amortisation table to see principal, interest and balance for every month.
EGP 8,500,000
Your own rate and term — edit freely.
3% reducing rate over 30 years for low-income units inside the initiative.
8% reducing rate over 25 years for middle-income units inside the initiative.
Indicative terms — ask your bank about the final conditions.
Monthly installment
EGP 114,436
Total interest
EGP 13,798,403
Loan-to-value
80%
| Option | Upfront | Monthly | Total cost |
|---|---|---|---|
Cash purchase CHEAPEST Pay the full price | EGP 0 | — | EGP 8,500,000 |
Developer plan 10% down over 8 years, 0% interest | EGP 850,000 | EGP 79,688 | EGP 8,500,000 |
Bank mortgage 20% down · 19% · 15 years | EGP 1,836,000 | EGP 114,436 | EGP 22,434,403 |
Estimates only — bank rates, insurance and fees vary by lender and by applicant. Confirm the final offer with your bank before signing.